Misunderstood Personal Lines Issues (Part 1)
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Welcome to "Misunderstood Personal Lines Issues (Part 1)"

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Course introduction

Course objective: To learn about five of the 10 most misunderstood personal lines issues.

Personal lines can be a tricky subject. Agents may be stumped by questions such as:
  • Is personal property covered with my child who is away at college?
  • What are the covered perils for computers?
  • How much are "other structures" covered for?
  • Does mold fall under pollution coverage?
  • How long does additional living expense coverage last?

    In this course, you will learn about five of the 10 most misunderstood personal lines issues:
  • Your personal property coverage territory and limitations
  • Computers
  • Other structures
  • Pollution and the Homeowners Policy
  • Additional living expense

    We recommend that you take the Misunderstood Personal Lines Issues (Part 2) course in addition to this course to complete your understanding of the top 10 most misunderstood issues in the personal lines.


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    Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation. The authors, LunchTimeCE, Inc., CEfreedom, and Insurance Skills Center, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.