Mold: Insurance Industry Response

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Checklist for claims Here's a handy checklist for reviewing mold-related claims. Report all water damage related claims regardless of size Roof damage Rain through openings Water pipe breakage Snow pack melting into and through roof Air conditioning or other ventilation breakdown Fire of any size (water used to stop the fire) 1st report of water damage - has a water remediation specialist with mold training been contacted? What steps are being taken by the contractor to prevent mold growth from beginning? What documentation is being performed for a permanent record? Review workers compensation claims for possible employee exposure.

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Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation. The authors, LunchTimeCE, Inc., CEfreedom, and Insurance Skills Center, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.