Restaurant Risk
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Welcome to "Restaurant Risk"

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Course introduction

Course objective: To learn about coverage risk for restaurants.

Insuring restaurants is a particularly complex process that can require extensive inspections and inventory of equipment. Flammable cooking devices, sharp utensils, slippery floors, and large supplies of perishable food are just a few of the exposures that restaurant owners face.

This course focuses on the insurance exposures that a restaurant risk presents. By taking the course, you will have a better understanding of the unique insurance issues relating to this category of risk.

In this course, you will learn about restaurant risk through the following topics:
  • Overview of the California restaurant industry
  • Restaurant types
  • Underwriting considerations
  • Equipment
  • Sanitation
  • Liquor
  • Coverage issues
  • Other exposures


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    Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation. The authors, LunchTimeCE, Inc., CEfreedom, and Insurance Skills Center, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.