Alternative Markets and E&S Lines
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Welcome to "Alternative Markets and E&S Lines"

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Course introduction

Course objective: To learn about the Excess and Surplus lines marketplace.

Why is the Excess and Surplus (E&S) market so important now? To answer that question, one would need to consider the recent events and circumstances that have made it the hard market that it is, such as the current capacity of companies, reinsurance issues, and prior losses.

In this course, you will learn about alternative markets through the following topics:
  • The big picture
  • Common terms in the E&S marketplace
  • Insurance companies and their relationships
  • The E&S lines marketplace
  • Policies
  • Marketing in the hard market
  • Submissions
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    Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation. The authors, LunchTimeCE, Inc., CEfreedom, and Insurance Skills Center, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.